Business Spotlight

Main Street Bank & Trust

05-Mar-2006

Our History

Main Street Bank & Trust is an independently owned Downstate Illinois financial services franchise with banking centers located in eight Downstate Illinois communities.

Our company traces its roots back to the 19th century, at the time of the Civil War, when a law firm in Champaign County evolved into the first of our community banks in 1860. Thirteen years later, our banking presence in Decatur emerged with capital stock of $100,000 in 1873.

A state chartered and federally insured, full service financial services institution offering products and services in Business Banking, Personal Banking and Wealth Management, Main Street has more than $1.6 billion in banking assets. Our Main Street Wealth Management Division has more than $1.8 billion under management.

Our Vision is to be THE respected and innovative leader in the financial services industry in the markets we serve.

Our Mission is to build relationships through Trust, Knowledge and Service.

Guiding Principles

  • Developing and retaining multi-faceted, profitable client relationships is the key to the achievement of our corporate objectives.
  • Service Plus is essential in our organization in order to exceed the customers' expectations.
  • Treat your Main Street Associates as you would want to be treated.
  • Open and constructive communication is crucial to our success.
  • Team members should be positive and upbeat. Work should be enjoyable, gratifying, rewarding and fun.
  • We believe in giving back to the community.
  • Empowerment is the freedom, responsibility, and authority to achieve a win-win outcome for our clients and our company.
  • Attraction and retention of quality employees is critical. We support and expect our employees to increase their knowledge and education.
  • We believe in measuring performance and we hold ourselves accountable.
  • Privacy and Security of our customers' information is essential.

Main Street Bank & Trust, a wholly owned subsidiary of Main Street Trust, Inc., is traded on the Over-the-Counter Bulletin Board (""OTC-BB"") market and quoted in the National Quotation Bureau's ""Pink Sheets"" under the symbol ""MSTI"".

T. Matthew Beavers
Vice President
Main Street Bank & Trust
(217) 425-8228
(217) 425-8258 (Fax)


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